Here are some of the most common questions that prospective clients ask regarding our services. If you have a question that isn't answered here, please don't hesitate to contact us for additional information.

Q: Is the interest rate a fixed rate?
A: Yes, it is a fixed rate.

Q: How will my interest rate be determined?
A: Several factors will influence how your interest rate will be determined. These could include, but aren't necessarily limited to the following: your credit history, the amount of the requested loan, and the model year of the home.

Q: Is there a prepayment penalty on my loan?
A: No.

Q: On debt consolidation, what type of debts can I consolidate?
A: Credit cards, car loans, bank loans... basically anything that is on your credit report. Also, you can get cash for home improvements, vacations, etc.

Q: How much can I borrow?
A: This is based on the value of your home, your credit and your job history to name a few. But, we will always try to get you what you want or need.

Q: Why should I refinance?
A: You should refinance to lower payments or shorten the term of a loan. The BIGGEST reason is to save you money. Better the money you save be in your pocket, than in the lender’s.

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